Insure your loved ones, ensure their safety
Bridge the distance with peace of mind. Secure your loved ones with our comprehensive coverage options.
Manje AHOMKA
The Manje AHOMKA is a carefully curated yearly health and life insurance plan, designed and developed by SIC Life Insurance Ltd, to meet the diverse needs of individuals and families living in Ghana.
The product includes inpatient and outpatient services, medication, tests, diagnostics, dental and eye care up to the annual benefit in each package. Life and permanent disability cover is included, up to to the annual benefit allocated in each plan.
AHOMKA is accepted at 3,000 public, private and CHAGS hospitals and pharmacies in all 16 regions of Ghana, giving you a wide range of service provider options.
No matter where in Ghana your beneficiary might be, they have access to a service provider near them.
Friendly pricing plans
Yearly pricing plans that are made to cover varying budgets and medical needs.
Coverage details for all plans:
- Comprehensive inpatient and outpatient care
- Coverage for tests and medication
- Life and permanent disability cover
- Insurance accepted at 3,000 hospitals and pharmacies in all 16 regions of Ghana, including public, private and CHAGS health service providers.
Bronze
€35/year
Per Beneficiary
Total Benefit €1,173
Silver
€72/year
Per Beneficiary
Total Benefit €2,346
Gold
€106/year
Per Beneficiary
Total Benefit €4,322
Diamond
€236/year
Per Beneficiary
Total Benefit €7,410
Platinum
€443/year
Per Beneficiary
Total Benefit €10,806
Sapphire
€843/year
Per Beneficiary
Total Benefit €17,907
What You Get In Each Yearly Package
Each annual package includes:
1. Medical Cover - inpatient and outpatient services, tests and medication.
2. Life Insurance Cover - in the unfortunate event that the beneficiary passes away, you as the sponsor shall receive a lump sum cash payout as per the benefit allocated in the terms and conditions.
3. Permanent Disability Cover - in the unfortunate event that the beneficiary becomes disabled permanently, you as the sponsor will receive a corresponding lump sum cash payout as per the benefit allocated in the terms and conditions.
Price Increase
- 100% increase in annual premium for beneficiaries 62 years above.
- 100% increase in annual premium for beneficiaries with pre-existing medical condition.
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Testimonials
"When my brother died in Ghana, the life insurance benefit was paid out to me within days, I was very surprised and already telling my friends to sign up for this plan with Manje".
Grace
USA
"When my relatives get sick, no need to send money, they can just use the Manje insurance I bought for them from SIC Life, this gives me peace of mind".
Josephine
Sweden
"My mother used the Manje AHOMKA insurance at UGMC hospital and was very pleased with the service".
Dawuda
Sweden
When The Beneficiary Needs To Access Care
1. Beneficiary KYC: Once you, the sponsor has purchased a plan for a loved back home, the beneficiary MUST complete the KYC on their end as shown below:
- Type *915# on their mobile phone
- Select 1. Insurance
- Follow the steps as guided.
The beneficiary shall be asked to set a pin code during the KYC process. We recommend a 4-10 digit number that is easy to remember.
2. Hospitals: You and your loved one may select any hospital from the list of 3,000 health service providers across all 16 regions of Ghana including public, private and CHAGS.
3. Telephone Number: The beneficiary telephone number that you, as the sponsor, indicates in the subscription form at signup, shall serve as the unique identifier. At the hospital, the beneficiary MUST provide their telephone number to the hospital staff to activate the insurance.
4. DOSH Services: The beneficiary MUST inform the hospital staff that the insurance is under DOSH Services/SIC Life. Note: DOSH is a partner of SIC Life Ltd.
When the beneficiary is at the hospital, the staff will enter the beneficiary telephone number registered to the insurance, in their DOSH system and send an SMS to the beneficiary with a one time passcode (OTP). Once the code is verified, the beneficiary can proceed to receive the care they need.
To avoid any delays, you as the sponsor, must ensure that the beneficiary is aware of these steps.
Should you require any support with this process, please contact us via WhatsApp on +46 70 360 76 23 or email to info@manjehealth.com.
The Value
Safeguard your loved ones well-being with us
No Transfer Fees
Enjoy cost savings with our free transactions. No hidden fee, just straightforward transactions.
Convenience
Easily manage your transactions and health insurance needs anytime, anywhere.
Timely Access To Care
Gain peace of mind knowing that your loved ones have timely access to quality healthcare.
Abundant Care Options
Access to 3,000 hospitals across Ghana.
Peace Of Mind
Reduces fear and stress of emergency medical situations back home.
How it Works
Effortless and affordable ways to secure packages for loved ones.
1. Explore & Select Plan
Choose your preferred health and life insurance premium.
2. Fill Details
Enter your information and beneficiary details for the plan.
3. Confirm & Pay
A secure payment gateway to secure your loved ones.